Fergus Crossing

.no-down .col-1-col-2, .no-down .col-2-col-2 { width: 50%; } @media only screen and (max-width: 959px) and (min-width: 635px) { #special-rate { .two-column-article { order: 1; } } } @media only screen and (max-width: 635px) { .no-down .col-1-col-2, .no-down .col-2-col-2 { width: 100%; } } @media only screen and (max-width: 959px) { .no-down .special-interest-header { width: 100% !important; margin: 50px 0 0 !important; } .no-down .special-interest-header h2 { padding-left: 25px !important; padding-right: 25px !important; font-size: 10vw !important; margin: 0;} .no-down .special-interest-header h3 { padding-left: 25px !important; padding-right: 25px !important; font-size: 3.5vw !important; } } @media only screen and (min-width: 960px) { .no-down .hero-frame { position: relative } .no-down .special-interest-header { position: absolute; top: 50%; left: 25px; transform: translateY(-50%); } .no-down .special-interest-header span { display: block; font-size: 33.5px; } .no-down .special-interest-header h2 { font-size: 58px; margin: 0;} } New home. Low rate. No down payment. Yes please! Say yes to the new home you’ve been waiting for. Our DHI Mortgage Home Now1 program provides down payment assistance, which can now be combined with our special interest rate offer. That means lower monthly payments and less cash to close. Special interest rate 5.75% 6.464%APR 0% down payment required when first lien mortgage is paired with DHI Mortgage’s Home Now Down Payment Assistance program used to cover the required down payment. No down payment DHI mortgage Home now program Down payment assistance in the form of a forgivable second mortgage in the amount of 3.5% of the lower of the purchase price or appraised value of the home Program offered on 30-year fixed-rate FHA mortgages Borrower must occupy home as primary residence Available on certain D.R. Horton homes in select communities in South Carolina. Must contract on or after 06/26/26 and close by 09/30/262. Contact a D.R. Horton sales representative for more information and to confirm availability. Contact us for more information DHI Mortgage 8001 Arrowridge Blvd., Charlotte, NC 28273 704-333-4589 dhimortgage.com D.R. Horton drhorton.com Jotform ID: click Interested in learning more? Please fill out the form below. * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * SUBMIT By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #71386. 8001 Arrowridge Blvd., Charlotte, NC 28273. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1 Down Payment Assistance is offered in the form of a forgivable second lien mortgage in conjunction with a 30-year fixed-rate FHA first mortgage. The amount of assistance will be 3.5% of the lower of the purchase price or appraised value of the home with 30-year term, and can be used towards borrower's minimum required investment, closing costs, prepaid items, or any combination of the three. Assistance is forgiven after 36 on-time payments are made on the first lien. Homebuyer education may be required. Borrower must meet program guidelines. Loan limits apply. Geographical restrictions apply. Gift funds allowed. 2 D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower's principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Property restrictions apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Based on a 30-year fixed-rate FHA mortgage with a sales price of $334,250, a loan amount of $328,195, an upfront mortgage insurance premium of 1.75% and a monthly payment of $2,527. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. REV: 06/29/26 | Expires on the close by date listed above.

.col-1-col-2, .col-2-col-2 { width: 50%; } #or { margin: auto 0 !important; font-size: 30px !important; } .or { line-height: 1.2; } .or-apr { padding: 5px 0 !important; } .plus { padding: 0; font-size: 54px !important; font-weight: normal; line-height: 1 !important; } @media only screen and (max-width: 959px) and (min-width: 635px) { #special-rate { .two-column-article { order: 1; } } } @media only screen and (max-width: 635px) { .col-1-col-2, .col-2-col-2 { width: 100%; } } Why Rent When You Can Own? Endless opportunities and advantages come with owning a home. Owning a home gives you stability, freedom, and the chance to build equity- something renting simply cannot offer. Start investing in yourself, your dream home awaits! Rent You're paying a mortgage, just NOT your own! Your rent payment is likely to INCREASE LIMITED changes to your property NO tax advantages VS Own Build your OWN wealth and equity each month FIXED monthly mortgage payment FREEDOM to decorate (hello, dream kitchen) PLENTY of tax advantages Contact us to learn more D.R. Horton drhorton.com dhimortgage.com Jotform ID: click Interested in learning more? Please fill out the form below. * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * SUBMIT By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Homes subject to prior sale. Prices do not include closing costs or other fees that are payable by the homebuyer. Images are representational only and will vary from the homes as built. Square footages are approximate. D.R. Horton sites and emails routinely contain links to external, third-party websites. By providing links to other sites, D.R. Horton does not guarantee, approve, or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to the D.R. Horton email or site in question. D.R. Horton does not operate or control and has no responsibility for the information, products and/or services found on any external sites. Recipients of D.R. Horton emails and visitors to D.R. Horton sites assume complete responsibility and risk in their use of any external sites. Visitors should direct any concerns regarding any external link to its site administrator or webmaster. Certified Builder Contractor License Number CBC1258559. ©️ 2026. D.R. Horton, Inc. All rights reserved.

.col-1-col-2, .col-2-col-2 { width: 50%; } @media only screen and (max-width: 959px) and (min-width: 635px) { #special-rate { .two-column-article { order: 1; } } } @media only screen and (max-width: 635px) { .col-1-col-2, .col-2-col-2 { width: 100%; } } Limited time opportunity Special Interest Rate on certain D.R. Horton homes. 4.99% 5.697%APR Fixed Rate FHA Mortgage1 3.5% down payment required.1 Based on a FHA 30-Year fixed rate mortgage with a sales price of $328,840, a loan amount of $322,883, up front mortgage insurance premium of 1.75%, and a monthly payment of $2,125. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. 5.50% 5.972%APR Fixed Rate Conventional Mortgage2 5% down payment required.2 Based on a Conventional 30-Year fixed rate mortgage with a sales price of $328,840, and a loan amount of $312,398, and a monthly payment of $2,131. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. PLACEHOLDER PLACEHOLDER Available on certain D.R. Horton homes in select communities in South Carolina . Must Contract on or after 06/12/2026 and close by 09/30/2026 Contact us for more information DHI Mortgage 8001 Arrowridge Blvd. Charlotte, NC 28273 704-333-4589 main dhimortgage.com D.R. Horton drhorton.com Jotform ID: click Interested in learning more? Please fill out the form below. * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * SUBMIT By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #71386. 8001 Arrowridge Blvd., Charlotte, NC 28273. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner's Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. REV: 06/12/26 | Expires on the Close By Date listed above.