Lotus at UrbanOak

*Receive a special low mortgage interest (i.e., a rate buydown) from builder when you purchase an eligible Tri Pointe Homes® Bay Area home at one of our participating new home communities and finance the purchase of your new home through our affiliated mortgage company, Tri Pointe Connect®. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the incentive, while supplies last. Certain loan programs may not qualify for the full incentive. The value of the incentive may vary, may not be applied to the purchase price of the home, and is subject to a cap. Any unused portion will be forfeited. Incentive does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. To receive the incentive, you must enter into a purchase agreement for an eligible home by 9/30/26 and close by 11/15/26. Incentive not available on existing contracts. Incentive applied upon closing. May not be exchanged, redeemed in cash, or combined with other offers. Subject to availability and change without notice. Additional conditions or restrictions apply. See New Home Advisor for details. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Rates effective 6/24/2026 and are based on a 90-day rate lock for conventional 30-year fixed financing. ¹Comparative “Market Rate” versus “Event” loan scenario assumes $659,900 purchase price, loan amount of $527,920, owner occupied purchase with $131,980 down payment and a 780 credit score. “Event Scenario” assumes a rate of 4.990% (5.506% APR), $2,416.30 in points and fees (paid by the builder as closing costs using your affiliate incentive), and a monthly P&I payment of $2,861.00. “Market Rate Scenario” assumes a rate of 6.875% (7.040% APR) with a monthly P&I payment of $3,468.00. ²Comparative “Market Rate” versus “Event” loan scenario assumes $799,900 purchase price, loan amount of $639,920, owner occupied purchase with $159,980 down payment and a 780 credit score. “Event Scenario” assumes a rate of 4.990% (5.495% APR), $29,596.30 in points and fees (paid by the builder as closing costs using your affiliate incentive), and a monthly P&I payment of $3,431.00. “Market Rate Scenario” assumes a rate of 6.875% (6.973% APR) with a monthly P&I payment of $4,199.00.