Spiritas Ranch

*Limited Time Fixed Interest Rate 5.25% / 5.565% APR (“Promotion”) valid on new home contracts entered as of 7/20/26 – 8/30/26 (“Promotion Period”) on all eligible Quick Move-in Homes that close on or before 9/30/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 5.565% is calculated on a Conventional 30-Year fixed rate mortgage with a Total Sales Price of $525,000 and a loan amount of $472,500, 10% down payment and 740 median credit score. Available for conventional conforming loan limits, owner-occupied only. Mattamy Homes has locked in, through Mattamy Home Funding, LLC. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting http://www.mattamyhf.com/ApplyOnline.html prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed location: TX# 64022 | http://www.nmlsconsumeraccess.org. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, availability and terms and conditions subject to change without notice. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details. Mattamy Homes is an Equal Housing Opportunity builder. All rights reserved. E. & O.E. Builder 47524. © 2026 Mattamy Homes. MATDAL683

*Limited Time Fixed Interest Rate 4.750% / 5.535% APR (“Promotion”) valid on new home contracts entered as of 6/18/26 – 8/30/26 (“Promotion Period”) on select Legacy Hills, Bayside, Bridges at Preston Crossings, Creekside of Crowley, Sutton Fields, Villages of Hurricane Creek, and Walden Pond Quick Move-in Homes that close on or before 9/30/2026 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 5.535% is calculated on a FHA 30-Year fixed rate mortgage with a Total Sales Price of $400,000 and a loan amount of $392,755, and includes 3.5% down payment, 740 median credit score and upfront Mortgage Insurance Premium. At closing, Seller agrees to pay up to 6% of Total Purchase Price (as set forth on the Closing Disclosure) towards discount points. Available for FHA loan limits, owner-occupied only. Mattamy Homes has locked in, through Mattamy Home Funding, LLC. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 6% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids. For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting http://www.mattamyhf.com/ApplyOnline prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Offers and incentives good while supplies last. Exclusions and limitations apply. See Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed locations: TX# 64022 | http://www.nmlsconsumeraccess.org. MATDAL669