Sun Bay Townes

*Limited Time Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.875% / 5.674% APR (“Promotion”) valid on new home contracts entered as of 6/2/26 – 8/31/26 (“Promotion Period”) on select Tampa area homes that close upon completion(each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.674% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $389,990 and a loan amount of $382,925 including upfront FHA MIP, 3.5% down payment and 740 median credit score. Available for FHA loan limits, owner-occupied only. The initial starting interest rate is 3.875% for 60 months. After the initial period, the variable interest rate and payment may adjust every twelve months and is subject to change based on the 30-Day Average Treasury Rate index and may be higher or lower after closing plus a margin of 2.00%. The maximum change in the interest rate is up to 1% at the first adjustment, up to 1% every twelve months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.875%) and your payment will increase. Mattamy Homes has locked in, through Mattamy Home Funding, LLC. (“Affiliated Lender”), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. **At closing, seller agrees to pay up to 6% of the total sales price (as set forth on the Closing Disclosure) towards Closing Cost Assistance, which may include: discount points, closing costs and/or pre-paids. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting http://www.mattamyhf.com/ApplyOnline.htmlprior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Offers and incentives good while supplies last Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed locations: FL #MLD834 | http://www.nmlsconsumeraccess.org. Copyright ©2026 Mattamy Homes. Mattamy Homes, the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. E. & O.E. CGC1524054 MATTPA1275

*At Closing, purchaser will receive up to $25,000 in Structural or Design Options if purchaser selects $50,000 or more in Structural Options at time of contract or Design Options at the Mattamy Homes Design Studio (“Promotion”). Incentive is only available on homes that have not started construction at in the Tampa division and a new cash or financed purchase agreement is entered into by the buyer and accepted by Mattamy between 06/02/2026 - 08/31/2026 and home closes upon completion. Incentive is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy and canceled for any reason. Design Studio Incentive is unrelated to and distinct from the any financing incentive and does not require use of Affiliated Lender. **At closing, Seller agrees to pay up to $15,000 towards closing costs, rate buydown, pre-paids and/or discount points (“Promotion”). Valid on new home contracts entered as of 06/01/2026 – 08/31/2026on select to-be-built homes at Tampa division communities that close upon completion (“Promotion Period”). For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting http://www.mattamyhf.com/ApplyOnline prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed location: FL #MLD834 | http://www.nmlsconsumeraccess.org. Visit MattamyHomes.com or see a Mattamy New Home Counselor for further details and important legal disclaimers. This is not an offer in states where registration is required. Void where prohibited by law. Prices, specifications, terms, conditions, offers, homesite and plan availability are subject to change or revocation without prior notice or obligation. Mattamy Homes reserves the right to make changes at any time without notice. Offer may not be redeemed for cash or equivalent. Copyright © 2026 Mattamy Homes. Mattamy Homes, the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. E.&O.E. Builder Lic #CGC1524054 MATTPA1281