The Elms

Example based on new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of all incentives toward closing costs, including any discount points, for a conventional 7/6 year adjustable rate mortgage, sales price $500,000, loan amount $400,000 with a 20% down payment and interest rate of 3.99%/5.435% APR for years 1-7 and for the remainder years 8-30 based on the current index and margin. The fully indexed rate combines the index and margin, and it determines the monthly payment amounts after the fixed interest period and during each subsequent adjustment period. Rate effective 4/21/26 and subject to increase or decrease after consummation of the loan. Rate and payment can increase semi-annually after seven years. Rate offer is on a first come first serve basis. Loans must be locked and closed by 10/31/26. Rate based on FICO score of 780 and a primary residence only. Higher rate or discount points may apply based on applicant characteristics at time of rate lock. Monthly payment of $1,907 includes principal and interest only and does not include estimated taxes and insurance. Payment does not include HOA fees. Loans subject to lender approval. Rates, terms, and conditions subject to change without notice. This is an example, and offer may not be available in your area or for all homes. Pulte Mortgage is and Equal Opportunity Lender. Licensing information: secure.pultemortgage.com/information/contactus.aspx or www.nmlsconsumeraccess.org. CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

*Flex Cash offer available on new purchase agreements accepted at The Elms by Pulte Homes from 8/1/2026 through 9/30/2026 and close by 12/21/2027. This offer is subject to change or withdrawal at any time without notice and is not valid with other promotions or discounts or on contract rewrites. If buyer participates in the Affiliate Incentive Program with financing through Pulte Mortgage LLC, buyer will receive a credit at closing up to $100,000 which may be applied to payment of approved closing costs and prepaids, the standard cost of selected options, or a rate buy-down. Example based on participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of incentives toward approved closing costs and prepaids. Maximum credit not to exceed 6% of purchase price. 10% down payment may be required. Rates, terms, and conditions are subject to change without notice. All loans are subject to underwriting and loan qualifications of the lender. Pulte Mortgage is an Equal Opportunity Lender. Licensing information: secure.pultemortgage.com/information/contactus.aspx or www.nmlsconsumeraccess.org. CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (8/26)