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The Waters at Center Lake Ranch

by Taylor Morrison · St. Cloud, FL · Osceola County

Market snapshot

Current builder-published inventory and asking-price activity in this community.

Quick move-ins

12

Ready now

4

Cuts, 30 days

0

Price range

$429k–$708k

Median asking

$495,292

Median $/sqft

$219/sqft

Source: Taylor MorrisonLast checked 20 hours ago

Current incentives

Rate buydown

$15,000

Enjoy a reduced rate with Buy Build Secure® when you build a home from the ground up

Applies across all Taylor Morrison communities

Publicly verified
Full terms

Limited Time Buy Build Secure® Extended Rate Lock (“Promotion”) valid on new home contracts entered as of 8/1/26 (“Promotion Period”) on select Orlando area To-be-built homes. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that is only available for a limited time until pool of funds is depleted. Buyer must reserve funds at time of home purchase and may elect to secure a reduced rate at any time during constructions. At the time Buyer elects to secure the Extended Rate Lock, Buyer will be required to pay 0.50% of loan amount fee, directly to Affiliated Lender as a non-refundable commitment fee (“Commitment Fee”), to guarantee the rate lock period. Extended Rate Lock Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the incentive Addendum to the Purchase Agreement. Interest rates and available loan products are conventional, FHA and VA, subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. At closing, Seller agrees to pay up to $15,000 towards closing costs, pre-paids, discount points and/or Temporary Buydown Fund. For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Last verified Aug 19, 2026View builder terms

Rate buydown

$15,000

Save up to $100,000 on select Orlando area homes

Applies across all Taylor Morrison communities

Publicly stated, conditional
Full terms

**At closing, Seller agrees to pay up to $15,000 towards Closing Costs, which may include: Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids (“Finance Incentive”). Valid on new home contracts entered as of 8/7/2026 – 9/30/2026 (“Promotion Period”) on select Orlando Area Quick Move-in or To-Be-Built Homes that close on or before 12/31/2026 only (each, an "Eligible Home"). Finance Incentive is available only when financing through Taylor Morrison Home Funding, Inc (“Affiliated Lender”). For eligibility of the above Finance Incentive, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed location: FL: MLD1920 | www.nmlsconsumeraccess.org *Limited time Up to $85k Builder Incentives (“Builder Promotion”) valid on new home purchase agreements entered as of 8/7/26 – 9/30/26 (“Promotion Period”) on select Taylor Morrison homes designated by Seller in the Orlando area (each, an “Eligible Home”) that close on or before 12/31/26. Seller agrees to pay up to $85,000 toward Buyer- or Seller-selected Options (depending on stage of construction) reflected as an “Option Incentive” as of the Purchase Agreement Date for To-Be-Built (“TBB”) Eligible Homes, or in the form of a price reduction reflected as a “Discount” as of the Purchase Agreement Date for Quick Move-in (“QMI”) Eligible Homes, or toward Lot Premium for an Eligible Home. The Discount and Option Incentive offers are unrelated to and distinct from any financing incentive, do not require use of Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), and are available to all, regardless of who you finance with or if you pay in cash. The amount of Builder Promotion will vary by home, community, and buyer selections and is not guaranteed.

Expires Sep 30Last checked Aug 19, 2026View builder terms

The builder states this publicly but qualifies it — it may not apply to the home you want.

Community activity

  1. Removed from builder site

    Lot 102 · Saint Croix

    Lot 102 · Saint Croix

    The Waters at Center Lake Ranch · Taylor Morrison

    Available · St. Cloud

    $564,659

    Last observed

    4 bd4.5 ba2,925 sqft

    No longer on the builder site

  2. New incentiveEnjoy a reduced rate with Buy Build Secure® when you build a home from the ground up

    Taylor Morrison incentive

  3. New incentiveSave up to $100,000 on select Orlando area homes

    Taylor Morrison incentive

  4. New home listed$565,000

    Lot 110 · Bahama

    Lot 110 · Bahama

    The Waters at Center Lake Ranch · Taylor Morrison

    Available · St. Cloud

    $565,000

    Current asking

    4 bd3.5 ba2,600 sqft
    View home
  5. New home listed$473,864

    Lot 350 · Santa Rosa

    Lot 350 · Santa Rosa

    The Waters at Center Lake Ranch · Taylor Morrison

    Available · St. Cloud

    $473,864

    Current asking

    4 bd3.5 ba2,138 sqft
    View home

Nearby new construction

Communities within 20 miles with overlapping published asking ranges where available. Distances use builder-published community coordinates.

CommunityBuilderDistanceQuick move-insMedian asking$/sqftCuts · 30d
Esplanade at Center Lake RanchTaylor Morrison0.4 mi4$529k$251/sqft0
Preston CoveD.R. Horton1.3 mi21$405k$209/sqft4
Lakeside at SatillaDRB Homes1.8 mi4$485k$237/sqft0
Lakeside At SatillaMattamy Homes1.9 mi00
Lakeside at SatillaDavid Weekley Homes2.0 mi8$520k$226/sqft0
The Landings at Live Oak LakePulte Homes2.6 mi4$437k$234/sqft0

All homes · 14

Builder image

$565,000

960 Top Minnow Road

The Waters at Center Lake Ranch · Taylor Morrison

Lot 110 · Bahama · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,600
Price per square foot
$217/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$473,864

5079 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 350 · Santa Rosa · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,138
Price per square foot
$222/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$561,084

966 Top Minnow Road

The Waters at Center Lake Ranch · Taylor Morrison

Lot 111 · Bahama · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,600
Price per square foot
$216/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$524,194

813 Ladyfish Trail

The Waters at Center Lake Ranch · Taylor Morrison

Lot 264 · Java · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,721
Price per square foot
$193/sqft
  • $26/sqft below community median
  • $15k published incentive
  • Published completion date has passed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$430,304

5085 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 351 · Saint Vincent · St. Cloud, FL

Beds
3
Baths
2.5
Square feet
1,790
Price per square foot
$240/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$475,584

5073 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 349 · Boca Grande · St. Cloud, FL

Beds
4
Baths
2.5
Square feet
2,197
Price per square foot
$216/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$491,584

5097 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 353 · Santa Rosa · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,138
Price per square foot
$230/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$707,668

5292 Goldfinch Drive

The Waters at Center Lake Ranch · Taylor Morrison

Lot 241 · Montauk · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,999
Price per square foot
$236/sqft
  • $15k published incentive
  • Published completion date has passed
  • 12 quick move-ins currently observed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$499,000

5162 Dominion Alley

The Waters at Center Lake Ranch · Taylor Morrison

Lot 152 · Baldwin · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,445
Price per square foot
$204/sqft
  • $15/sqft below community median
  • $15k published incentive
  • Published completion date has passed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$429,499

5049 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 345 · Saint Vincent · St. Cloud, FL

Beds
3
Baths
2.5
Square feet
1,790
Price per square foot
$240/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$461,870

1032 Top Minnow Road

The Waters at Center Lake Ranch · Taylor Morrison

Lot 122 · Captiva · St. Cloud, FL

Beds
3
Baths
3.5
Square feet
1,989
Price per square foot
$232/sqft
  • $15k published incentive
  • Published completion date has passed
  • 12 quick move-ins currently observed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

Coming soon
$630,000

5210 Edenmore Street

The Waters at Center Lake Ranch · Taylor Morrison

Lot 223 · Bermuda · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
3,053
Price per square foot
$206/sqft
  • $13/sqft below community median
  • $15k published incentive
  • 12 quick move-ins currently observed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

$532,449

5091 Lost Key Place

The Waters at Center Lake Ranch · Taylor Morrison

Lot 352 · Anastasia · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,589
Price per square foot
$206/sqft
  • $13/sqft below community median
  • $15k published incentive
  • 12 quick move-ins currently observed

Source: Taylor MorrisonLast checked 20 hours ago

Builder image

Model home
$600,000

1224 Teal Creek Drive

The Waters at Center Lake Ranch · Taylor Morrison

Lot 2 · Anastasia · St. Cloud, FL

Beds
4
Baths
3.5
Square feet
2,582
Price per square foot
$232/sqft
  • $15k published incentive
  • 12 quick move-ins currently observed
  • First observed 2 days ago

Source: Taylor MorrisonLast checked 20 hours ago