Toll Brothers at Saddleback

Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Toll Brothers reserves the right to change or withdraw any offer at any time. Subject to limited availability and may expire without notice. Valid for new buyers only who sign an Agreement of Sale on select quick move-in homes on or after 8/12/26 and close by 10/30/26. Buydown reduces principal and interest payments below the 5.99% Note rate for the first two years after closing. Example: 3.99% first year, 4.99% second year, then 5.99% in years 3-5. After five years rate/APR is subject to change every year based on an index plus margin. Total term is 30 years. Maximum rate is 10.99%. APR based on $1,250,000 sales price, $1,000,000 loan amount, and minimum 740 qualifying credit score. Minimum 20% down payment and only available for loan amounts between $650,000 and $2,000,000. Primary residences only. APR based on fully-indexed rate of 7.25% (4.04% index/3.25% margin as of 8/11/26). Payment factors per $1,000 financed: 3.99% is $4.77, 4.99% is $5.36, 5.99% is $5.99, 7.25% is $6.82, 10.99% is $9.52. Rate/program available through Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Subject to change without notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. This is not an offer where prohibited by law. See sales representative for details. 8/2026.