9646 W Gaby Rd

**Special financing rate offer is paid for by Ashton Woods and is based upon a loan with the following terms: A 30-year, fixed rate mortgage with a home purchase price of $439,990, 3.5% down payment, P&I monthly payment of $1,970, FHA or VA Loan. 30 year fixed rate is calculated at 3.625% rate (APR 4.41%). For use with the Ashton Advantage Program. Restrictions on the maximum loan amount and loan-to-value ratio apply. The estimated monthly payment does not include tax, insurance premiums or mortgage insurance (MI). The actual payment amount will be greater. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234), an affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Ashton Woods has locked-in, through Velocio Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on 10/26/2026. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is dependent on the type of loan the buyer obtains. Rate offer is on a first come, first serve basis and is available for the next two home sales only at community. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in select Ashton Woods Phoenix area communities for contracts written between 08/04/2026 and 08/23/2026 and must close by 09/30/2026. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain an FHA/VA loan in order to qualify for the special financing rate. The special financing rate is for a 3.625% rate (APR 4.41%). Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability. Program and incentives not to be combined with any other incentives. Subject to change without notice.

*Maximum of $10,000 in closing costs on certain available Ashton Woods inventory/quick move-in homes. Applies to non-recurring closing costs. Contract must be written between 08/04/2026 and 08/23/2026 and must close by 09/30/2026. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.