3602 Ruth Creek Court

.col-1-col-2, .col-2-col-2 { width: 50%; } @media only screen and (max-width: 959px) and (min-width: 635px) { #special-rate { .two-column-article { order: 1; } } } @media only screen and (max-width: 635px) { .col-1-col-2, .col-2-col-2 { width: 100%; } } 3.875% 5.668%APR 7/6 Conventional ARM1 Benefits of a 7/6 ARM Loan Lower initial interest rate fixed for the first 7 years Could mean lower monthly payments for the first 7 years The rate cap limits how high your interest rate can go A potential option if you anticipate life events, such as a career move or family changes 3.750% 5.911%APR 5/1 FHA ARM2 Benefits of a 5/1 ARM Loan Lower initial interest rate fixed for the first 5 years Could mean lower monthly payments for the first 5 years The rate cap limits how high your interest rate can go A potential option if you anticipate life events, such as a career move or family changes Our DHI Mortgage Conventional 7/6 and our FHA 5/1 Adjustable-Rate Mortgage (ARM) loans could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable. 1 Loan example shown is based on a 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $316,460, a loan amount of $300,637, and a monthly payment of $2,217. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1 An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.385% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 8.875%. To receive the Conventional nterest rate, borrower is REQUIRED to pay a 0.125% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply. 2 Loan example shown is based on a 3.5% down payment on an FHA 30-year adjustable-rate mortgage (ARM) with a sales price of $316,460, a loan amount of $310,728, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,263. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 2 An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 5.990% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.750%. To receive the FHA interest rate, borrower is REQUIRED to pay a 0.500% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply. Available on certain D.R. Horton homes in select communities in Texas. Must contract on or after 07/07/26 and close by 09/30/26 Contact us for more information DHI Mortgage 6750 Horton Vista Dr., Suite 125 Richmond, TX 77407 281-566-2110 main dhimortgage.com D.R. Horton drhorton.com Jotform ID: click Interested in learning more? Please fill out the form below. * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * SUBMIT By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #196971. 6750 Horton Vista Dr., Suite 125, Richmond, TX 77407. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3 A good faith earnest deposit is required at contract. Additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $806,500 or applicable county loan limit or if the borrower has less than full entitlement available. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 11/12/25 | Expires on the close by date listed above.

DON'T MISS YOUR OPPORTUNITY TO SAVE! 4.99% 5.697%APR 3.5% down payment required. Based on an FHA 30-Year fixed-rate mortgage with a sales price of $317,990, a loan amount of $312,230, an up-front mortgage insurance premium of 1.75% and a monthly payment of $2,298. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. PLACEHOLDER PLACEHOLDER Available on certain D.R. Horton homes in select communities in Texas. Must contract on or after 06/19/26 and close by 09/30/26. Contact us for more information DHI Mortgage 6750 Horton Vista Dr., Suite 125 Richmond, TX 77407 281-566-2110 dhimortgage.com/houston-south DHI Mortgage 400 Carriage Hills Blvd., Suite 105 Conroe, TX 77384 936-777-6700 dhimortgage.com/houston-north Jotform ID: click Interested in learning more? Please fill out the form below. * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * Submit By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #196971. 6750 Horton Vista Dr., Suite 125, Richmond, TX 77407. Branch NMLS #260545. 400 Carriage Hills Blvd., Suite 105, Conroe, TX 77384. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/ affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Photos/renderings are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. FHA = Federal Housing Administration. USDA = U.S. Department of Agriculture. VA = U.S. Department of Veterans Affairs. REV: 06/22/26 | Expires on the close by date listed above.