The Coves on Lake Wylie · Taylor Morrison · Charlotte, NC
18222 Torchbearer Lane
Montford Signature plan
$773,990
5 bd · 3 ba · 3,001 sqft · 2-car garage
Buyer leverage
3 observable signals
- $15k published incentivePublic builder source verified
- 18 quick move-ins currently observed0 ready now
- First observed 2 days ago
Observed facts, not an appraisal or recommendation. Community comparisons reflect currently published inventory.

Image published by Taylor Morrison; it may depict this home, another home built to the plan, or a rendering.
Source: Taylor MorrisonLast checked 21 hours ago
The Montford Signature plan
See the plan on Taylor MorrisonSpecification
- Plan
- Montford Signature
- Total area
- 3,001 sqft
- Bedrooms
- 5
- Bathrooms
- 3
- Storeys
- —
- Garage
- 2 car
Drawn by dwellmark.house from Taylor Morrison's published specification — not copied from their floor plan. Only the total area, the storey count and the number of garage bays are the builder's. Everything else is ours: the outline's proportions, the 10ft × 20ft standard bay the garage is drawn at, and, on a plan with more than one floor, an even split of the total area between them — builders publish the total, not the breakdown. Bedrooms and bathrooms are reported as counts rather than drawn, because the builder publishes how many there are and not where they sit. For the real plan, see Taylor Morrison.
Price history
Current
$773,990
Since first observed
No net change
—
Recorded price changes
0
0 reductions
Tracked
2 days
since Aug 18, 2026
First seen
$773,990
History reflects what dwellmark.house observed on the builder's public listing since Aug 18, 2026. It is not the builder's internal pricing record, and any change before that date is not shown.
Builder incentives
Rate buydown
$3,000
Conventional Fixed Rate at 3.99% / 4.06% APR
Applies across all Taylor Morrison communities
Advertised rate: 3.99% (4.06% APR).
Full terms
Limited Time Fixed Interest Rate 3.99% / 4.06% APR (“Promotion”) valid on new home contracts entered as of 8/1/26 – 8/31/26 (“Promotion Period”) on select Charlotte area full price quick move-in Homes that close on or before 9/25/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 4.06% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment, 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. ("Affiliated Lender"), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $3,000 towards seller paid Temporary Buydown Fund, closing costs, pre-paids and/or discount points. Actual savings will vary by community, floor plan, lot premium, options of home and availability. Other restrictions may apply. Seller reserves the right to modify the Promotion's terms and/or Promotion Period at any time prior to contract. For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Rate buydown
Lower your rate for the first 5 years at 3.875% / 5.752% APR
Applies across all Taylor Morrison communities
Advertised rate: 3.875% (5.752% APR). Rate may increase after closing.
Full terms
APR (“Promotion”) valid on new home contracts entered as of 8/1/26 - 8/31/26 (“Promotion Period”) on select Charlotte area Quick Move-in Homes that close on or before 9/11/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.752% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $450,000 and a loan amount of $441,849 including upfront FHA Mortgage Insurance Premium, 3.5% down payment and 640 median credit score. Available for FHA loan limits, owner-occupied only. The initial starting interest rate is 3.875% for 60 months. After the initial period, the variable interest rate and payment may adjust every twelve months and is subject to change based on the 30-Day Average Treasury Rate index and may be higher or lower after closing plus a margin of 2.00%. The maximum change in the interest rate is up to 1% at the first adjustment, up to 1% every twelve months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.875%) and your payment will increase. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Rate buydown
Lower your rate for the first 7 years at 3.875% / 5.218% APR
Applies across all Taylor Morrison communities
Advertised rate: 3.875% (5.218% APR). Rate may increase after closing.
Full terms
Limited Time Conventional 7/6 Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.875%/5.218% APR (“Promotion”) valid on new home contracts entered as of 8/1/26 - 8/31/26 (“Promotion Period”) on select Charlotte area quick move-in homes that close on or before 9/4/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.218% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. The initial starting interest rate is 3.875% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and is subject to change based on the 30-Day Average Secured Overnight Financing Rate ("SOFR") index and may be higher or lower after closing plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.875%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Rate buydown
$15,000
Conventional Fixed Rate at 4.99% / 5.07% APR
Applies across all Taylor Morrison communities
Advertised rate: 4.99% (5.07% APR).
Full terms
Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of 8/1/26 - 8/31/26 (“Promotion Period”) on select Charlotte area quick move-in homes that close on or before 9/11/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $15,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Offer history
What this builder has published and withdrawn on this home, its community and its whole lineup, since dwellmark.house started watching.
Offer appeared
No figure published
Lower your rate for the first 7 years at 3.875% / 5.218% APR · Rate buydown · builder-wide
Builder’s pageOffer appeared
$15,000
Conventional Fixed Rate at 4.99% / 5.07% APR · Rate buydown · builder-wide
Builder’s pageOffer appeared
No figure published
Lower your rate for the first 5 years at 3.875% / 5.752% APR · Rate buydown · builder-wide
Builder’s pageOffer appeared
$3,000
Conventional Fixed Rate at 3.99% / 4.06% APR · Rate buydown · builder-wide
Builder’s page
Dated from when dwellmark.house observed each change, not from when the builder made it. An offer we never saw is not in this list.
Community context
Charlotte, NC · Taylor Morrison
Quick move-ins
18
Ready now
0
Cuts, 30 days
0
Median asking
$614,490
Median $/sqft
$261/sqft
this home $258/sqft
These are medians of what is currently listed in this community, shown so you can place this home among its neighbours. Square footage, lot, view and finish vary between homes, so a difference in $/sqft is not by itself evidence that a home is over- or under-priced.
Compare current inventory
Side-by-side asking prices and published facts inside The Coves on Lake Wylie. No winner is selected.
| Home | Asking | Sqft | $/sqft | Observed change | Completion | Incentive |
|---|---|---|---|---|---|---|
| Lot 97 · Manteo Premier | $539,990 | 1,952 | $277/sqft | No net change | Builder says under construction · Nov 2026 | $15k |
| Lot 92 · Manteo Premier | $554,990 | 1,832 | $303/sqft | No net change | Builder says under construction · Jan 2027 | $15k |
| Lot 94 · Pisgah Premier | $569,990 | 2,204 | $259/sqft | No net change | Builder says under construction · Dec 2026 | $15k |
| Lot 95 · Montreat Premier | $574,990 | 2,012 | $286/sqft | No net change | Builder says under construction · Dec 2026 | $15k |
| Lot 98 · Pisgah Premier | $575,990 | 2,204 | $261/sqft | No net change | Builder says under construction · Oct 2026 | $15k |
| Lot 96 · Pisgah Premier | $589,990 | 2,204 | $268/sqft | No net change | Builder says under construction · Nov 2026 | $15k |
| Lot 68 · Montford SignatureThis home | $773,990 | 3,001 | $258/sqft | No net change | Builder says under construction · Dec 2026 | $15k |
Builder says under construction · Nov 2026
$539,990
- Size
- 1,952 sqft
- $/sqft
- $277/sqft
- Price change
- No net change
Builder says under construction · Jan 2027
$554,990
- Size
- 1,832 sqft
- $/sqft
- $303/sqft
- Price change
- No net change
Builder says under construction · Dec 2026
$569,990
- Size
- 2,204 sqft
- $/sqft
- $259/sqft
- Price change
- No net change
Builder says under construction · Dec 2026
$574,990
- Size
- 2,012 sqft
- $/sqft
- $286/sqft
- Price change
- No net change
Builder says under construction · Oct 2026
$575,990
- Size
- 2,204 sqft
- $/sqft
- $261/sqft
- Price change
- No net change
Builder says under construction · Nov 2026
$589,990
- Size
- 2,204 sqft
- $/sqft
- $268/sqft
- Price change
- No net change
Lot 68 · Montford Signature
This home
$773,990
- Size
- 3,001 sqft
- $/sqft
- $258/sqft
- Price change
- No net change
Recent activity in The Coves on Lake Wylie
- New incentiveConventional Fixed Rate at 3.99% / 4.06% APR
Taylor Morrison incentive
- New incentiveLower your rate for the first 5 years at 3.875% / 5.752% APR
Taylor Morrison incentive
- New incentiveLower your rate for the first 7 years at 3.875% / 5.218% APR
Taylor Morrison incentive
- New incentiveConventional Fixed Rate at 4.99% / 5.07% APR
Taylor Morrison incentive
- New home listed$554,990
Lot 92 · Manteo Premier

Lot 92 · Manteo Premier
The Coves on Lake Wylie · Taylor Morrison
Available · Charlotte
$554,990
Current asking
3 bd2.5 ba1,832 sqftView home