Saddleback at Santa Rita Ranch

Example based on new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of all incentives toward closing costs, including any discount points, including the cost of the temporary buydown fee of $11,748, based on a FHA 30 year fixed mortgage, sales price $579,900, loan amount $569,396 (includes upfront mortgage insurance premium) with a 3.5% down payment and interest rate of 4.75%/5.433% APR effective 8/27/26. The loan has a temporary interest rate buydown feature under which the borrower’s monthly mortgage payments are temporarily reduced during the buydown period. The borrower’s principal and interest payments are bought down year 1 to $2,324 based on an effective rate of 2.75%, year 2 to $2,636 based on an effective rate of 3.75%, and in years 3-30 the payments revert to the full amount of $2,970 based on the Note rate 4.75%/5.433% APR. During the buydown period, the borrower remains obligated for the full monthly mortgage payments under the Note rate if the buydown funds are not available for any reason.. Rate based on FICO score of 700 and a primary residence only. Higher rate or discount points may apply based on applicant characteristics at time of rate lock. Rate offer is on a first come first serve basis. Loans must be locked and closed by 9/30/26. Monthly payment of $2,970 includes principal, interest, mortgage insurance, estimated taxes and insurance. Payment does not include HOA fees. Loans subject to lender approval. Rates, terms, and conditions subject to change without notice. This is an example and offer may not be available in your area or for all homes. Pulte Mortgage is and Equal Opportunity Lender. Licensing information: secure.pultemortgage.com/information/contactus.aspx or www.nmlsconsumeraccess.org.