Saratoga

Rate buydown. Found on the builder’s public site with its terms. Seen on builder site Sep 7, 2026. Rate offers depend on the builder’s lender, loan program and your qualification; nothing here says you would qualify.

Advertised rate: 5.490% (6.290% APR).

* Offer valid only on contracts signed by buyer between 9/1/26-9/30/26 on select quick move-in homes that close escrow per terms of contract in All DFW area communities. This offer is for a closing cost credit in the amount of up to $10,000 which will be paid by Beazer Homes as a credit at closing. This offer is only valid if buyer completes the Choice Contribution requirements outlined in their contract which requires buyer to (1) complete a loan estimate comparison including at least two from Choice Lenders and (2) use a Choice Lender to finance buyer’s purchase of the home - see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to Choice Lenders underwriting guidelines which are subject to change without notice and which limit third-party contributions, including contributions from Beazer Homes, and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. ** Beazer Homes is not acting as a mortgage broker or lender. Loan program and pricing available through Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247. First year monthly payment of $1,944 is for illustrative purposes only and assumes a sales price of $400,000, a down payment of $14,000, and borrower qualification for an FHA 30-year fixed rate mortgage loan with a 2-1 temporary buy down feature in the amount of $392,755 (including Upfront Mortgage Insurance Premium) with an interest rate of 5.490% (6.290% Annual Percentage Rate(APR)) for the life of the loan. First year payment is based on an effective rate of 3.490%. Estimated monthly payment year 2 is $2,171 and based on an effective rate of 4.490%. Estimated monthly payment year 3 through 30 is $2,410 and based on an effective rate of 5.490%. No pre-payment penalty applies. Monthly payment includes principal, and interest only, any other fees such as HOA, taxes, mortgage insurance is not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 07/30/2026, based on a 680 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender. Buyer may obtain financing from any qualified lender, but this offer is only available from the lenders named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 do Business in Accordance with Federal Fair Lending Laws. Guild Mortgage LLC NMLS #1234567 and Cardinal Financial Company, Limited Partnership NMLS # 66247 are not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 are approved to participate in FHA programs but the products and services performed by Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend. ** Offer available at a fixed rate of 3.49% (6.290% Annual Percentage Rate(APR)) for the 1st year on a pool of limited funds available only from Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 or and Cardinal Financial Company, Limited Partnership NMLS # 66247 for select Beazer quick move-in homes located in Dallas, contracted between 08/01/2026 and 08/31/2026 and closed before 09/30/2026 and assumes buyer's qualification for the lender's program and use of a Beazer Homes closing cost credit for a 2-1 temporary interest buy down. Beazer Homes is not acting as a mortgage broker or lender. Loan program and pricing available through Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247. First year monthly payment of $1,944 is for illustrative purposes only and assumes a sales price of $400,000, a down payment of $14,000, and borrower qualification for an FHA 30-year fixed rate mortgage loan with a 2-1 temporary buy down feature in the amount of $392,755 (including Upfront Mortgage Insurance Premium) with an interest rate of 5.490% (6.290% Annual Percentage Rate(APR)) for the life of the loan. First year payment is based on an effective rate of 3.490%. Estimated monthly payment year 2 is $2,171 and based on an effective rate of 4.490%. Estimated monthly payment year 3 through 30 is $2,410 and based on an effective rate of 5.490%. No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 07/30/2026, based on a 680 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender. Buyer may obtain financing from any qualified lender, but this offer is only available from the lenders named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 do Business in Accordance with Federal Fair Lending Laws. Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 are not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Guild Mortgage LLC NMLS #1234567, V.I.P. Independent Mortgage, Inc. NMLS#145502 and Cardinal Financial Company, Limited Partnership NMLS # 66247 are approved to participate in FHA programs but the products and services performed by Guild Mortgage LLC NMLS #1234567 , V.I.P. Independent Mortgage, Inc. NMLS#145502and Cardinal Financial Company, Limited Partnership NMLS # 66247 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend. © 2026 Beazer Homes.