The Shores at River Islands

Example based on new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of all incentives toward closing costs, including any discount points, for a conventional 7/6 year adjustable rate mortgage, sales price $500,000, loan amount $400,000 with a 20% down payment and interest rate of 3.99%/5.59% APR for years 1-7 and for the remainder years 8-30 based on the current index and margin. The fully indexed rate combines the index and margin, and it determines the monthly payment amounts after the fixed interest period and during each subsequent adjustment period. Rate includes 3% borrower paid discount. Rate effective 8/31/26 and subject to increase or decrease after consummation of the loan. Rate and payment can increase semi-annually after seven years. Rate offer is on a first come first serve basis. Loans must be locked by and closed by 1/31/27. Rate based on FICO score of 780 and a primary residence only. Higher rate or discount points may apply based on applicant characteristics at time of rate lock. Monthly payment of $1,907 includes principal and interest only and does not include estimated taxes and insurance. Payment does not include HOA fees. Loans subject to lender approval. Rates, terms, and conditions subject to change without notice. This is an example, and offer may not be available in your area or for all homes. Pulte Mortgage is and Equal Opportunity Lender. Licensing information: secure.pultemortgage.com/information/contactus.aspx or www.nmlsconsumeraccess.org. CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Offer is available on new purchase agreements for all homes in the The Shores at River Islandscommunity accepted by Pulte between 8/1/2026 and 9/30/2026 that close by 12/21/26. Eligible buyers of to-be-built homes will receive a credit of $100,000 at closing. Eligible buyers of quick move-in homes will receive a credit of up to $100,000, reduced dollar-for-dollar by any discount applied to the purchase price of the home; if the discount applied to the purchase price of the home equals or exceeds $100,000, no flex cash credit will be awarded. Buyer may apply the credit received to approved closing costs, prepaids, or eligible options. Buyer is responsible for all costs in excess of any credit received. Only one credit is available per purchase agreement. Any unused credit amount is the property of Pulte. Offer may not be redeemed for cash or equivalent. Offer may affect the amount of loan for which a buyer may be eligible; buyer should check with their lender for details. Offer cannot be combined with other offers or incentives. Offer is subject to change or withdrawal at any time without notice. Offer not valid on contract rewrites. Additional conditions, limitations, and restrictions apply. See sales consultant for details. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. Pulte Homes® is a registered trademark of PulteGroup Inc. and/or its affiliates. ©2026 PulteGroup, Inc. All rights reserved. 8/2026