Three Oaks

Rate buydown. Found on the builder’s public site without full terms. Conditions apply, and the offer may not reach this home. Seen on builder site Sep 6, 2026. Rate offers depend on the builder’s lender, loan program and your qualification; nothing here says you would qualify.

.promo-template .special-interest-header { width: 95%; } .promo-template .special-interest-header h2 { font-size: 50px !important; } article.two-column-article { margin-bottom: 30px !important; } .col-1-col-2, .col-2-col-2 { width: 50%; } .promo-template #special-rate .contact-3-col, .promo-template #special-rate .contact-2-col { display: flex; flex-direction: column; } @media only screen and (max-width: 959px) and (min-width: 635px) { .two-column-article { order: 1; } .promo-template aside.right { order: 2 !important; } } @media only screen and (min-width: 998px) { .promo-template .intro aside.right { width: 40.752% !important; } } @media only screen and (max-width: 998px) { .col-1-col-2, .col-2-col-2, .promo-template .two-col-article article { width: 100% !important; } } Turn someday into move-in day. Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable. 5/1 FHA ARM1 3.875% 5.989%APR An FHA Loan May Be Right for You If you have less-than-perfect credit If you have at least 3.5% available down payment If you have moderate debt 5/1 VA ARM2 3.875% 5.600%APR A VA Loan May Be Right for You If you’re a qualified veteran, active duty service member, or reservist If you need a 100% financing option3 If you need flexible income, debt, and credit requirements Connect with us today to take advantage of this opportunity. Lower initial interest rate fixed for the first 5 years Could mean lower monthly payments for the first 5 years The rate cap limits how high your interest rate can go A potential option if you anticipate life events, such as a career move or family changes On certain D.R. Horton homes that contract on or after 08/14/26 in select communities in Texas and close on or before 11/30/26. 1 Loan example shown is based on 3.5% down payment with a sales price of $314,990, a loan amount of $309,285, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,141. 2 Loan example shown is based on 0% down payment with a sales price of $314,990, a loan amount of $321,762, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,061. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 6.040% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Connect with us today to explore how this program could work for you. DHI Mortgage 4312 Miller Rd.Rowlett, TX 75088 214-607-4321 main dhimortgage.com D.R. Horton drhorton.com Jotform ID: click * * * I am a Real Estate Agent Prospective Buyer Real Estate Agent and Prospective Buyer * I am moving in As soon as possible 3 to 6 months 6 months to a year * * SUBMIT By making this submission, you agree that D.R. Horton and its affiliates may process the personal information you have provided as stated in our Privacy Policy. ⚠ Please fill out required fields! Thank you, ! Your submission has been received. We will be in touch with you shortly. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #196085. 4312 Miller Rd., Rowlett, TX 75088. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3 A good faith earnest deposit is required at contract. Additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $832,750 or applicable county loan limit or if the borrower has less than full entitlement available. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 08/14/26 | Expires on the close by date listed above.