1325 Waterways Cir NE

Rate buydown. Found on the builder’s public site with its terms. Seen on builder site Sep 9, 2026. Rate offers depend on the builder’s lender, loan program and your qualification; nothing here says you would qualify.

*Limited Time Fixed Interest Rate 4.99% / 5.727% APR (“Promotion”) valid on new home contracts entered as of 9/8/2026 – 9/20/2026 (“Promotion Period”) on select Quick Move-in Homes that close on or before 11/30/2026 (each, an “Eligible Home”). The annual percentage rate (“APR”) of 5.727% and advertised estimated monthly payment is calculated using seller incentives and is based on a FHA 30-Year fixed rate mortgage with a Total Purchase Price of $472,000 and a loan amount of $463,450, 3.5% down payment and 640 median credit score and includes upfront Mortgage Insurance Premium ("MIP"). The advertised estimated monthly payment includes principal, interest and monthly mortgage insurance only. Estimated Taxes, Homeowners Insurance and Monthly HOA dues are paid separately and are not included within the advertised payment. HOA dues are paid based on the HOA’s then current assessments. Your payment will be higher. Available for owner-occupied only. Mattamy Homes has locked in, through Mattamy Home Funding, LLC. ("Affiliated Lender"), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. Although Buyer is not required to use Affiliated Lender or Mattamy Homes Title Agency to purchase a home, Seller shall pay up to 2% of the Total Purchase Price (as shown on the Closing Disclosure at Closing) towards Buyer’s Closing Costs (as defined in the Home Purchase Agreement). Buyer’s Closing Costs do not include (i) pre-paid items (i.e.: hazard insurance or interest); (ii) escrow account set-ups; (iii) attorneys’ fees (other than for the designated Closing Agent); or (iv) any costs prohibited by the party making a loan to purchase the home. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. For eligibility, Qualified Buyer must (1) pre-apply with our Affiliated Lender by visiting www.mattamyhf.com/ApplyOnline.html prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed locations: AZ #0923519 | FL #MLD834 | NC #L-153843 | SC # MLS – 64022 | TX# 64022 | http://www.nmlsconsumeraccess.org. Mattamy Homes is an Equal Housing Opportunity builder. Copyright ©2026 Mattamy Homes. Mattamy Homes and the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. All rights reserved. E.&O.E. Builder’s #CGC1524054 MATTPA1304

Rate buydown. Found on the builder’s public site with its terms. Seen on builder site Sep 9, 2026. Rate offers depend on the builder’s lender, loan program and your qualification; nothing here says you would qualify.

*At Closing, purchaser will receive up to $25,000 in Structural or Design Options if purchaser selects $50,000 or more in Structural Options at time of contract or Design Options at the Mattamy Homes Design Studio (“Promotion”). Incentive is only available on homes that have not started construction at in the Tampa division and a new cash or financed purchase agreement is entered into by the buyer and accepted by Mattamy between 06/02/2026 - 09/30/2026 and home closes upon completion. Incentive is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy and canceled for any reason. Design Studio Incentive is unrelated to and distinct from the any financing incentive and does not require use of Affiliated Lender. **At closing, Seller agrees to pay up to $15,000 towards closing costs, rate buydown and/or discount points (“Promotion”). Valid on new home contracts entered as of 06/01/2026 – 09/30/2026on select to-be-built homes at Tampa division communities that close upon completion (“Promotion Period”). For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting http://www.mattamyhf.com/ApplyOnline prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed location: FL #MLD834 | http://www.nmlsconsumeraccess.org. Visit MattamyHomes.com or see a Mattamy New Home Counselor for further details and important legal disclaimers. This is not an offer in states where registration is required. Void where prohibited by law. Prices, specifications, terms, conditions, offers, homesite and plan availability are subject to change or revocation without prior notice or obligation. Mattamy Homes reserves the right to make changes at any time without notice. Offer may not be redeemed for cash or equivalent. Copyright © 2026 Mattamy Homes. Mattamy Homes, the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. E.&O.E. Builder Lic #CGC1524054 MATTPA1281